Global Coverage & Payment Rails

Inflow Connect provides comprehensive payment infrastructure across 6 continents, supporting both B2B and B2C transactions through local payment rails and methods.

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Important: For each payment corridor, activation must be requested from the team and transaction verification must be completed before enabling the service.

Legend

✅ Available - Fully supported and operational
⏳ Coming Soon - In development, pending activation or On demand
Settlement Times:
- Real-time - Instant processing
- T+0 - Same business day
- T+1 - Next business day
- T+2 - Two business days
- T+3 - Three business days

Asia Pacific

The Asia Pacific region offers diverse payment methods ranging from traditional banking rails to modern instant payment systems.

Country/Region	Code	Payment Method	Currency	Payins	Payouts	Type	Settlement
Australia	AUD	BECS	AUD	⏳	⏳	B2B/B2C	T+0 / T+1
Bangladesh	BDT	BEFTN	BDT	⏳	⏳	B2C	T+1
China	CNY	CIPS	CNY	✅	✅	B2B	T+3
Hong Kong	HKD	FPS / CHATS	HKD	✅	✅	B2B/B2C	Real-time / T+1
India	INR	IMPS	INR	✅	✅	B2B/B2C	Real-time
Indonesia	IDR	BI-FAST / Artajasa	IDR	✅	✅	B2B/B2C	Real-time / T+1
Japan	JPY	Zengin	JPY	⏳	✅	B2B/B2C	T+0
Malaysia	MYR	PayNet's Duitnow	MYR	⏳	⏳	B2B/B2C	Real-time / T+1
Nepal	NPR	Bank Transfer	NPR	⏳	⏳	B2B/B2C	Real-time / T+2
New Zealand	NZD	Bank Transfer	NZD	⏳	⏳	B2B/B2C	T+1
Pakistan	PKR	IBFT	PKR	✅	✅	B2B/B2C	Real-time
Philippines	PHP	InstaPay / PESONet	PHP	✅	✅	B2B/B2C	Real-time / T+1
Singapore	SGD	FAST / MEPS	SGD	✅	✅	B2B	Real-time
South Korea	KRW	KFTC / FirmBanking	KRW	⏳	⏳	B2B/B2C	Real-time
Sri Lanka	LKR	Bank Transfer	LKR	⏳	⏳	B2B/B2C	T+0
Thailand	THB	PromptPay	THB	⏳	✅	B2B/B2C	Real-time / T+1
Turkey	TRY	FAST / EFT	TRY	⏳	✅	TBD	Real-time
Vietnam	VND	Napas / CITAD	VND	⏳	✅	B2B/B2C	Real-time / T+3

Middle East

Strategic coverage across key Middle Eastern markets with focus on traditional banking and emerging payment systems.

Country/Region	Code	Payment Method	Currency	Payins	Payouts	Type	Settlement
Egypt	EGP	ACH	EGP	⏳	⏳	B2B	T+0 / T+1
Israel	ILS	ZAHAV	ILS	⏳	⏳	B2B/B2C	T+0 / T+1
Jordan	JOD	ACH	JOD	⏳	⏳	B2B/B2C	T+1 / T+2
Qatar	QAR	QPS	QAR	⏳	⏳	B2B/B2C	T+1 / T+2
Saudi Arabia	SAR	Mada	SAR	⏳	⏳	B2B/B2C	T+0 / T+1
United Arab Emirates	AED	NPSS	AED	✅	✅	B2B/B2C	T+0 / T+1

North America

Comprehensive coverage across North America with support for both traditional ACH and modern instant payment systems.

Country/Region	Code	Payment Method	Currency	Payins	Payouts	Type	Settlement
Canada	CAD	EFT	CAD	⏳	⏳	B2B/B2C	T+1 / T+2
Costa Rica	CRC	SINPE	CRC	⏳	⏳	B2C	Real-time
Dominican Republic	DOP	ACH	DOP	⏳	⏳	B2B/B2C	Real-time
El Salvador	USD	ACH	USD	⏳	⏳	B2C	T+0
Guatemala	GTQ	Bank Transfer	GTQ	⏳	⏳	B2B/B2C	T+0 / T+1
Honduras	HNL	ACH	HNL	⏳	⏳	B2C	T+0
Mexico	MXN	SPEI	MXN	✅	✅	B2B/B2C	Real-time
Nicaragua	NIO	TBD	NIO	⏳	⏳	⏳	⏳
United States	USD	ACH / Domestic Wire	USD	✅	✅	B2B/B2C	T+1 / T+2
Venezuela	VES	TBD	VES	⏳	⏳	⏳	⏳

South America

Growing network across South America with focus on real-time payment systems and traditional banking infrastructure.

Country/Region	Code	Payment Method	Currency	Payins	Payouts	Type	Settlement
Argentina	ARS	COELSA / Interbanking	ARS	⏳	⏳	B2B/B2C	T+1 / T+2
Bolivia	BOB	RTGS	BOB	⏳	⏳	B2B/B2C	T+0 / T+1
Brazil	BRL	TED / PIX	BRL	✅	✅	B2B/B2C	Real-time / T+0
Chile	CLP	TEF	CLP	⏳	⏳	B2B/B2C	T+0 / T+1
Colombia	COP	ACH	COP	⏳	⏳	B2B/B2C	Real-time / T+1
Ecuador	USD	ACH	USD	⏳	⏳	B2B/B2C	T+0
Jamaica	JMD	Bank Transfer	JMD	⏳	⏳	B2B/B2C	T+1 / T+2
Peru	PEN	ACH	PEN	⏳	⏳	B2B/B2C	T+0 / T+1

Africa

Extensive mobile money and banking coverage across key African markets, leveraging both traditional and innovative payment methods.

Country/Region	Code	Payment Method	Currency	Payins	Payouts	Type	Settlement
Botswana	BWP	Bank Transfer / Mobile Money	BWP	✅	✅	B2B/B2C	T+1 / T+2
Cameroon	XAF	Mobile Money (MTN/Orange)	XAF	✅	⏳	B2B/B2C	Real-time
Congo Brazzaville	XAF	Bank Transfer	XAF	⏳	⏳	B2B/B2C	T+1 / T+2
DR Congo	CDF	Mobile Money (Orange/Airtel/Vodacom)	CDF	✅	✅	B2B/B2C	Real-time
Gabon	XAF	Bank Transfer	XAF	✅	✅	B2B/B2C	T+1 / T+2
Ghana	GHS	Mobile Money (MTN/Vodafone/Airtel/Tigo)	GHS	✅	✅	B2B/B2C	Real-time
Ivory Coast	XOF	Mobile Money (Orange/MTN/Moov)	XOF	✅	✅	B2B/B2C	Real-time
Kenya	KES	M-PESA	KES	✅	✅	B2B/B2C	T+1 / T+2
Malawi	MWK	Bank Transfer / Mobile Money (TNM/Airtel)	MWK	✅	⏳	B2B/B2C	Real-time
Nigeria	NGN	Bank Transfer	NGN	✅	✅	B2B/B2C	Real-time
Rwanda	RWF	Bank Transfer / Mobile Money (MTN/Airtel)	RWF	✅	✅	B2B/B2C	T+1 / T+2
Senegal	XOF	Mobile Money (Wave/Orange)	XOF	⏳	✅	B2B/B2C	Real-time
South Africa	ZAR	Bank Transfer	ZAR	✅	✅	B2B/B2C	Real-time / T+2
Tanzania	TZS	Mobile Money (Airtel/Tigo/Halotel/Vodacom)	TZS	✅	✅	B2B/B2C	T+1 / T+2
Togo	XOF	Mobile Money (Tmoney/Moov)	XOF	⏳	✅	B2B/B2C	Real-time
Uganda	UGX	Mobile Money (MTN/Airtel)	UGX	✅	✅	B2B/B2C	Real-time
Zambia	ZMW	Mobile Money (MTN)	ZMW	✅	✅	B2B/B2C	Real-time

Europe

Full SEPA coverage plus local payment rails across European markets, offering both instant and traditional settlement options.

Country/Region	Code	Payment Method	Currency	Payins	Payouts	Type	Settlement
Andorra	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Austria	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Belgium	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Croatia	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Cyprus	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Czech Republic	CZK	CERTIS	CZK	✅	⏳	B2B/B2C	T+0 / T+1
Denmark	DKK	TIPS / ACH	DKK	✅	⏳	B2B/B2C	T+0 / T+1
Estonia	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Finland	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
France	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Germany	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Greece	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Hungary	EUR	SEPA	EUR	✅	⏳	B2B/B2C	Real-time / T+1
Ireland	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Italy	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Latvia	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Lithuania	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Luxembourg	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Malta	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Netherlands	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Norway	NOK	NICS	NOK	✅	⏳	B2B/B2C	T+0 / T+1
Poland	PLN	Elixir	PLN	✅	⏳	B2B/B2C	Real-time / T+1
Portugal	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Romania	RON	SENT	RON	✅	⏳	B2B/B2C	T+0 / T+1
Slovakia	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Slovenia	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Spain	EUR	SEPA	EUR	✅	✅	B2B/B2C	Real-time / T+1
Sweden	SEK	Bankgirot	SEK	✅	⏳	B2B/B2C	T+0 / T+1
United Kingdom	GBP	Faster Payments / BACS	GBP	⏳	✅	B2B/B2C	Real-time / T+1

Getting Started

To activate payment corridors for your use case:

Contact our team to discuss your specific requirements
Complete transaction verification for your selected corridors
Receive activation confirmation and integration details
Begin processing payments through your chosen rails

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Need help? Contact our team to discuss which payment methods and corridors are best suited for your business requirements.