What is Inflowpay?

Welcome to Inflowpay a modular payment infrastructure that enables global money movement through local payment methods and stablecoin orchestration.

Inflowpay is designed for online businesses and developers who need to collect, move, and settle money across borders programmatically, without dealing with multiple payment processors or building complex financial infrastructure from scratch.

We offer a comprehensive API platform with two complementary approaches:

Inflow Connect – Payment & Stablecoin APIs

Use Connect when you want full programmatic control over money flows. It provides APIs that let you:

• Customer Management: Onboard individuals and businesses with KYC/KYB verification
• Account Registration: Connect external bank accounts and crypto wallets for your customers
• Payments (Fiat → Crypto): Convert fiat to stablecoins via Hosted Checkout or direct transfers
• Payouts (Crypto → Fiat/Crypto): Send stablecoins to bank accounts or external wallets
• Manager Wallets: Optional custodial wallets managed by Inflow (one per customer)
• Developer Fees: Earn commissions on every transaction

Inflow Pay – Merchant of Record (MoR)

Use Inflow Pay when you want to accept payments without becoming a payment institution yourself.

Inflow becomes the legal merchant of record and handles:

• Card and alternative payment collection
• Tax-compliant invoicing
• Risk and chargeback management
• Local or stablecoin settlement

Which approach should you use?

Start with Inflow Connect if you:

• Want to build embedded financial products
• Need programmatic control over payment flows
• Are building fintech, payroll, or marketplace solutions
• Want to earn developer fees on transactions

Start for Inflow Pay if you:

• Want a simple payment acceptance solution
• Don't want to handle compliance complexity
• Are building SaaS, e-commerce, or platforms
• Prefer hosted checkout with minimal integration