Receiving Funds via Virtual IBANs

Available via: Dashboard only

What Are Virtual IBANs?

Inflow provides you with dedicated virtual IBAN accounts — unique bank account numbers that route incoming transfers directly to your Inflow balance.

This is useful for:

• Receiving bank transfers from clients or partners
• Receiving payments from platforms that only support bank transfers
• Consolidating funds from multiple sources into your Inflow balance

How to Get a Virtual IBAN

1. Go to Virtual Accounts in your Inflow Dashboard.
2. Click Create Virtual Account (if available).
3. Your virtual IBAN details are displayed, including:
   • IBAN number
   • BIC/SWIFT code
   • Account holder name
   • Bank name

How to Use It

Share your virtual IBAN details with anyone who needs to send you a bank transfer. When funds arrive:

1. The transfer is detected automatically.
2. The deposit appears in your Deposits tab under Balance.
3. Funds are added to your available balance.

Supported Currencies

Virtual IBANs are available for:

• EUR — Eurozone transfers (SEPA)
• USD — US dollar transfers

Important Notes

• Virtual IBANs are unique to your merchant account.
• Incoming transfers are settled in USDC (like all Inflow balances).
• Processing time depends on the sender's bank (typically instant for SEPA Instant, 1-2 days for standard SEPA).
• Virtual IBANs are managed from the Dashboard only.