Understanding Your Balance

Available via: Dashboard only

Overview

The Balance page in your Inflow Dashboard provides a complete view of your funds:

How Your Balance Works

Your Inflow balance is denominated in USD — think of it as a USD wallet. When a customer pays in EUR or USD, the funds are converted and credited to your USD balance.

When a customer completes a payment:

1. The payment is authorized → appears as "pending."
2. The payment settles → funds move to "available."
3. You request a payout → funds are sent to your bank or wallet.

For platforms and marketplaces, balances can exist per seller instead of only on your own merchant account. Use Connect to onboard sub-merchants and see Fees and Payouts for how each payment is split between the seller, your platform fee, and Inflow fees.

Balance Features

Deposits

View all incoming deposits (settled payments) with:

• Amount and currency
• Source (payment link, subscription, API)
• Date and status

Accounts

Manage your payout destinations:

• Bank accounts — EUR, USD accounts (see Global Payout Coverage for full list)
• Crypto wallets — USDC on supported networks (opt-in)

Virtual Accounts (IBANs)

Inflow provides dedicated virtual IBANs for receiving bank transfers. See Receiving Funds via Virtual IBANs for details.

Yield

Activate Yield to earn interest on your idle balance. Currently paused — expected to be re-enabled soon. See Earn Yield on Your Balance.

Analytics

The Balance page includes charts showing:

• Balance over time
• Deposit and payout history
• Settlement trends