Understanding Your Balance

Available via: Dashboard only

Overview

The Balance page in your Inflow Dashboard provides a complete view of your funds:

How Your Balance Works

All funds in Inflow are settled in USDC (USD Coin), a stablecoin pegged 1:1 to the US dollar.

When a customer completes a payment:

1. The payment is authorized → appears as "pending."
2. The payment settles → funds move to "available."
3. You request a payout → funds are sent to your bank or wallet.

Balance Features

Deposits

View all incoming deposits (settled payments) with:

• Amount and currency
• Source (payment link, subscription, API)
• Date and status

Accounts

Manage your payout destinations:

• Bank accounts — EUR, GBP, USD accounts
• Crypto wallets — USDC on supported networks

Virtual Accounts (IBANs)

Inflow provides dedicated virtual IBANs for receiving bank transfers. See Receiving Funds via Virtual IBANs for details.

Yield

Activate Yield to earn interest on your idle balance. See Earn Yield on Your Balance.

Analytics

The Balance page includes charts showing:

• Balance over time
• Deposit and payout history
• Settlement trends